Bhavana Rishi Cooperative Urban Bank Ltd offers all banking services like opening accounts accepting deposits from all those who desire to invest and avail bank’s services. The bank also sanction loans and advances to its member customers.
The bank issues debit cards to its Saving Bank and Current Account customers.
The bank also offers Mobile Banking Services (IMPS) to its customers.
The bank offers money transfers through RTGS / NEFT.
The bank provides e-commerce services and POs machines to the merchant customer establishments.
The bank provides UPI Services (Phone Pay, Google Pay, Paytm, Amazon Pay etc.).
The Bank also offers
- Core Banking Solutions (CBS) – (On line banking service).
- 4% Interest on Saving Bank Accounts.
- Up to 0.5% extra interest on Term Deposits above 1year to senior citizens.
- Janata Deposit Scheme for all individuals/ single or jointly with other persons / small business persons and Firms for 12 months at 2.5% interest.
- Bhavana Mahila Suvarna Padhakam for women
- Bhavana Hai Hai Bujjayi Padhakam for children
- Gold Loans at Rs.3,800/- per gram and interest at 12% P.A.(Subject to market conditions)
- Mortgage, Housing and other priority loans
- Lockers of different sizes are available.